We are a high-tech financial platform that is changing the way people interact with their finances. We remove the frustration of dealing with complex and bureaucratic processes by creating simple, user-friendly, and reliable financial products for everyone. We aim to break the prejudices that have kept Europeans so distant from financial institutions, showing them that taking control of their finances can not only be much simpler but also rewarding and secure.

It is the "Buy now, pay later" payment option with which we provide credit for specific purchases, whether in physical stores or online. With this option, customers can defer their payments in installments without the need for a credit or debit card.

You apply for the credit, and we pay the store on your behalf. Later, all you have to do is make the monthly payments that are assigned to you and enjoy your purchase.

Because Commercial Neo Bank Difiere is an installment payment option without the need for a credit card. We pay the store on your behalf. You don't need a credit or debit card to make your purchases possible. If you have a card, you don't need it because using Commercial Neo Bank Difiere won't affect your credit limit. The application process takes minutes from your phone, and you only need your INE. You choose how many installments to pay for your purchase, from 3 to 24 payments. We are here to support you always. Our customer service is available 24 hours a day, 7 days a week.

You can request credit ranging from a thousand to $200,000 .

The first payment is due 30 days after making your purchase. Subsequent payments are monthly. The Commercial Neo Bank app will help you easily track your payments. You can make payments through interbank transfers or in cash at any affiliated stores.

You can make any purchase in physical stores or online stores that have an agreement with Commercial Neo Bank Difiere. We have new options every day.

It's very easy. You only need your phone and INE to apply. The process takes less than 3 minutes. You can do it on the websites or in physical stores or online stores that have an agreement with us.

Yes! This is great news for you. Commercial Neo Bank Difiere is a gateway for you to build a better credit history through a more accessible payment option.

Refund within 30 days:

• Full refund: There will be no commissions, fees, or VAT for the customer.
• Partial refund: Commissions are recalculated based on the new loan amount (loan amount after partial refund made within 30 days of purchase).

Refund after 30 days:

• Full refund: It will be used to pay off the debt from the last month; commissions and VAT are not recalculated.
• Partial refund: It will be used to pay off the debt from the last month; commissions and VAT are not recalculated.

You can contact us at any time through this email support@comercialneobank.com or at this phone number +319 7010 28 32 66. We are here to assist you 24 hours a day, 7 days a week.